New health-benefits trends for California employers
by Cynthia Sweeney

The Business Journal asked area insurance experts about changes employers can expect in health insurance coverage in 2018…Jordan Shields: If the association is well-run there could be better rates, but historically, that has not been the case. The problem is the association has to start from zero and build underlying carriers. Also, if the larger market rates start looking better than the association rates, members will start to leave.

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