The Con­gres­sion­al Bud­get Office has new num­bers and they are dis­may­ing, but Health and Human Ser­vices is point­ing to the suc­cess of the Afford­able Care Act, stat­ing that ACA pre­mi­ums have increased less than antic­i­pat­ed last year with 8% on aver­age. When the tax cred­its for indi­vid­u­als are fac­tored in, the net increase is only 4% — but wait, isn’t that our money?