When work­ing with Napa ben­e­fit bro­kers, it’s impor­tant that you find a com­pa­ny that is on your side and ready to help guide you in choos­ing the ide­al cov­er­age options. With­out expe­ri­ence in the process it can be dif­fi­cult to make progress, and so with­in this lat­est post, we’ll look at the ques­tions you must ask in find­ing qual­i­fied Napa ben­e­fit brokers.

Does the broker provide all required services?

While some bro­kers spe­cial­ize in spe­cif­ic ser­vices, you’ll like­ly require a sig­nif­i­cant num­ber of ser­vice options to pro­vide your team with the best val­ue for mon­ey. Make sure the bro­ker has exper­tise in den­tal, med­ical, and life insur­ance as well as oth­er ben­e­fit options.

Does the broker understand your business?

While a broker’s main focus should be the insur­ance indus­try, they should also be able to under­stand your indus­try and help you make cov­er­age deci­sions that ben­e­fit your busi­ness and its staff. Make sure the bro­ker shows a per­son­al inter­est in your com­pa­ny and is able to guide you in choos­ing insur­ance options specif­i­cal­ly for your firm.

Can the broker automate HR functions?

One of the major con­sid­er­a­tions in choos­ing a bro­ker is the time and com­plex­i­ty involved in man­ag­ing ben­e­fits. Your bro­ker should be able to auto­mate some of these process­es for you to help your com­pa­ny achieve greater lev­els of pro­duc­tiv­i­ty and to ensure pru­dent ben­e­fits man­age­ment. The company’s auto­mat­ed process should be able to man­age how employ­ees use their ben­e­fits and help com­pa­nies respond to changes in ben­e­fits legislation.

Change Your Benefit Costs

A lead­ing role of ben­e­fits bro­kers is help­ing their Napa clients to make the best use of their avail­able cov­er­age resources. Make sure the bro­ker is able to show you exact­ly how they will use your mon­ey in allo­cat­ing resources to sup­port opti­mal cov­er­age. Have the com­pa­ny run through sev­er­al options to find a strat­e­gy that offers the best val­ue in terms of the low­est cost at the high­est cov­er­age levels.

The expe­ri­enced team at Arrow Ben­e­fits Group is here to guide you in choos­ing ben­e­fits for your team. To dis­cov­er more, con­tact us today!