Table of Contents

Introduction
Information We Collect

Information Collection Sources
Using Personal Information
Sharing Personal Information

Your Rights and Choices

Jurisdiction-Specific Rights

Children Under 16
Contact Information


Introduction

Patri­ot Growth Insur­ance Ser­vices, LLC and our part­ner agen­cies (col­lec­tive­ly, “Patri­ot,” “our,” or we”) respect your pri­va­cy and are com­mit­ted to pro­tect­ing it through our com­pli­ance with this policy.

This pol­i­cy applies to infor­ma­tion we collect:

  • When you vis­it the web­site https://patriotgis.com/ or web­sites from our part­ner agen­cies, which link back to this pri­va­cy pol­i­cy (col­lec­tive­ly, our “Web­site”).
  • In email, text, and oth­er elec­tron­ic mes­sages between you and this Website.
  • When you inter­act with our adver­tis­ing and appli­ca­tions on third-par­ty web­sites and ser­vices, if those appli­ca­tions or adver­tis­ing include links to this policy.
  • Through third par­ty busi­ness part­ners we work with to offer, pro­vide, and improve our ser­vices to our clients.

Please read this pol­i­cy care­ful­ly to under­stand our poli­cies and prac­tices regard­ing how we may col­lect, use, main­tain, pro­tect, and dis­close your infor­ma­tion. If you do not agree with our poli­cies and prac­tices, you may choose not to use our Web­site, or you may choose to exer­cise your rights as dis­closed in this policy.

Not all part­ner agen­cies col­lect, dis­close, han­dle, process, sell, share, trans­fer, or use every cat­e­go­ry of per­son­al infor­ma­tion men­tioned in this pol­i­cy. Instead, this pol­i­cy rep­re­sents a good faith rep­re­sen­ta­tion to the best of our knowl­edge of what Patri­ot and its part­ner agen­cies col­lect, dis­close, han­dle, process, sell, or share col­lec­tive­ly about indi­vid­u­als. If you have ques­tions about a spe­cif­ic agency’s per­son­al infor­ma­tion prac­tices, please con­tact [email protected]  or the spe­cif­ic agency.

By access­ing or using this Web­site, you agree to this pri­va­cy pol­i­cy. This pol­i­cy may change from time to time. Your con­tin­ued use of this Web­site after we make changes is deemed to be accep­tance of those changes, so please check for peri­od­ic updates.


Information We Collect

We have col­lect­ed the fol­low­ing cat­e­gories of per­son­al infor­ma­tion from indi­vid­u­als with­in the last twelve (12) months:

  • Iden­ti­fiers such as real name, postal address, unique per­son­al iden­ti­fi­er, online iden­ti­fi­er, Inter­net Pro­to­col address, email address, or account name.
  • Per­son­al infor­ma­tion cat­e­gories list­ed in the Cal­i­for­nia Cus­tomer Records statute, Cal­i­for­nia Civ­il Code § 1798.80(e), such as name, sig­na­ture, Social Secu­ri­ty num­ber, phys­i­cal char­ac­ter­is­tics or descrip­tion, address, tele­phone num­ber, pass­port num­ber, driver’s license or state iden­ti­fi­ca­tion card num­ber, insur­ance pol­i­cy num­ber, edu­ca­tion, employ­ment, employ­ment his­to­ry, bank account num­ber, cred­it card num­ber, deb­it card num­ber, or any oth­er finan­cial infor­ma­tion, med­ical infor­ma­tion, or health insur­ance infor­ma­tion. Some per­son­al infor­ma­tion includ­ed in this cat­e­go­ry may over­lap with oth­er categories.
  • Pro­tect­ed clas­si­fi­ca­tion char­ac­ter­is­tics under state or fed­er­al law, such as age (40 years or old­er), race, col­or, ances­try, nation­al ori­gin, cit­i­zen­ship, reli­gion or creed, mar­i­tal sta­tus, med­ical con­di­tion, phys­i­cal or men­tal dis­abil­i­ty, sex (includ­ing gen­der, gen­der iden­ti­ty, gen­der expres­sion, preg­nan­cy or child­birth and relat­ed med­ical con­di­tions), sex­u­al ori­en­ta­tion, vet­er­an or mil­i­tary sta­tus, genet­ic infor­ma­tion (includ­ing famil­ial genet­ic information).
  • Com­mer­cial infor­ma­tion such as records of prod­ucts or ser­vices pur­chased or con­sid­ered or con­sum­ing his­to­ries or tendencies.
  • Bio­met­ric infor­ma­tion such as genet­ic, phys­i­o­log­i­cal, behav­ioral, and bio­log­i­cal char­ac­ter­is­tics, or activ­i­ty pat­terns used to extract a tem­plate or oth­er iden­ti­fi­er or iden­ti­fy­ing infor­ma­tion, such as, fin­ger­prints, faceprints, and voice­prints, iris or reti­na scans, key­stroke, gait, or oth­er phys­i­cal pat­terns, and sleep, health, or exer­cise data.
  • Inter­net activ­i­ty such as brows­ing or search his­to­ry, and inter­ac­tion with web­sites, appli­ca­tions, or adver­tise­ments (e.g. through cook­ies; see Infor­ma­tion Col­lect­ed Through Auto­mat­ic Data Col­lec­tion Tech­nolo­gies).
  • Geolo­ca­tion data such as phys­i­cal loca­tion or movements.
  • Sen­so­ry data such as audio, elec­tron­ic, visu­al, ther­mal, olfac­to­ry, or sim­i­lar information.
  • Pro­fes­sion­al or employ­ment-relat­ed infor­ma­tion such as cur­rent or past job his­to­ry or per­for­mance evaluations.
  • Non-pub­lic edu­ca­tion infor­ma­tion (per the Fam­i­ly Edu­ca­tion­al Rights and Pri­va­cy Act (20 U.S.C. Sec­tion 1232g, 34 C.F.R. Part 99)), such as edu­ca­tion records direct­ly relat­ed to a stu­dent main­tained by an edu­ca­tion­al insti­tu­tion or par­ty act­ing on its behalf, such as grades, tran­scripts, class lists, stu­dent sched­ules, stu­dent iden­ti­fi­ca­tion codes, stu­dent finan­cial infor­ma­tion, or stu­dent dis­ci­pli­nary records.
  • Infer­ences drawn from oth­er per­son­al infor­ma­tion such as a pro­file reflect­ing a person’s pref­er­ences, char­ac­ter­is­tics, psy­cho­log­i­cal trends, pre­dis­po­si­tions, behav­ior, atti­tudes, intel­li­gence, abil­i­ties, and aptitudes.

Addi­tion­al infor­ma­tion col­lect­ed rom our employ­ees or job appli­cants with­in the last twelve (12) months as nec­es­sary to com­ply with applic­a­ble law or pro­vide employ­ment relat­ed ben­e­fits includes: gov­ern­ment issued ID num­ber, age, cit­i­zen­ship, eth­nic­i­ty, gen­der iden­ti­ty or expres­sion, med­ical con­di­tion, mil­i­tary or vet­er­an sta­tus, cur­rent or past job or edu­ca­tion­al his­to­ry, licens­es or cer­ti­fi­ca­tions, work style and moti­va­tors, con­tact infor­ma­tion for ref­er­ences, and bank account infor­ma­tion (for pay­roll / direct deposit purposes).


Information Collected Through Automatic Data Collection Technologies

  • We col­lect infor­ma­tion through the use of “cook­ies” and sim­i­lar tech­nolo­gies, such as track­ing pix­els, to under­stand how you nav­i­gate through and inter­act with our Web­site, to learn what con­tent is pop­u­lar, to enhance the Web­site and pro­vide you with a more rel­e­vant and per­son­al­ized expe­ri­ence, for authen­ti­ca­tion and adver­tis­ing pur­pos­es, to save your pref­er­ences, and to col­lect cer­tain usage, device, and loca­tion infor­ma­tion, as described above. The tech­nolo­gies we use for this auto­mat­ic data col­lec­tion may include: 
    • Cook­ies (or brows­er cook­ies). A cook­ie is a small file placed on the hard dri­ve of your com­put­er.  You may refuse to accept brows­er cook­ies by acti­vat­ing the appro­pri­ate set­ting on your brows­er.  How­ev­er, if you select this set­ting you may be unable to access cer­tain parts of our Web­site.  Unless you have adjust­ed your brows­er set­ting so that it will refuse cook­ies, our sys­tem will issue cook­ies when you direct your brows­er to our Website.
    • Flash Cook­ies. Flash cook­ies are being dis­con­tin­ued.  How­ev­er, for the time being, cer­tain fea­tures of our Web­site may use local stored objects (or Flash cook­ies) to col­lect and store infor­ma­tion about your pref­er­ences and nav­i­ga­tion to, from, and on our Web­site.  Flash cook­ies are not man­aged by the same brows­er set­tings as are used for brows­er cook­ies.  For infor­ma­tion about man­ag­ing your pri­va­cy and secu­ri­ty set­tings for Flash cook­ies, see Your Rights and Choic­es.
    • Web Bea­cons. Pages of our Web­site and our e‑mails may con­tain small elec­tron­ic files known as web bea­cons (also referred to as clear gifs, pix­el tags, and sin­gle-pix­el gifs) that per­mit Patri­ot, for exam­ple, to count users who have vis­it­ed those pages or opened an email and for oth­er relat­ed web­site sta­tis­tics (for exam­ple, record­ing the pop­u­lar­i­ty of cer­tain Web­site con­tent and ver­i­fy­ing sys­tem and serv­er integri­ty). We and our ven­dors also use these tech­nolo­gies and the infor­ma­tion col­lect­ed by them for data ana­lyt­ics purposes.

Our Web­site is not always designed to respond to “do not track” sig­nals received from browsers.


Information Collection Sources

We obtain the per­son­al infor­ma­tion list­ed above:

  • Direct­ly from you, includ­ing when you com­plete forms for us on and off our Web­site, or in cor­re­spon­dence between Patri­ot and you.
  • Through prod­ucts and ser­vices you pur­chase from or through us.
  • From your employ­er or your con­tacts, such as if the orga­ni­za­tion or some­one you know sub­mits a request on your behalf that may include your per­son­al information.
  • Through mar­ket­ing events you reg­is­ter for or attend.
  • Through pub­lic sources, such as LinkedIn or pro­fes­sion­al social or mar­ket­ing websites.
  • From our ven­dors and busi­ness partners.
  • From observ­ing (tech­no­log­i­cal­ly) your inter­ac­tions with our Web­site or applications.

Employ­ees or job appli­cants may pro­vide addi­tion­al infor­ma­tion list­ed above through job appli­ca­tions, ben­e­fits enroll­ment, and pay­roll or direct deposit enrollment.


Using Personal Information

We may use or dis­close the per­son­al infor­ma­tion we col­lect for one or more of the fol­low­ing purposes:

  • To ful­fill or meet the rea­son you pro­vid­ed the infor­ma­tion.  For exam­ple, if you share your name and con­tact infor­ma­tion to request a price quote or ask a ques­tion about our prod­ucts or ser­vices, we will use that per­son­al infor­ma­tion to respond to your inquiry. We may also save your infor­ma­tion to facil­i­tate new ser­vices offered to you.
  • To cre­ate, main­tain, cus­tomize, and secure your account with us.
  • To process your requests, pur­chas­es, trans­ac­tions, and pay­ments, and pro­vide relat­ed prod­ucts or ser­vices or pre­vent trans­ac­tion­al fraud.
  • To pro­vide you with sup­port and to respond to your inquiries, includ­ing to inves­ti­gate and address your con­cerns and mon­i­tor and improve our responses.
  • To car­ry out our oblig­a­tions and enforce our rights aris­ing from any con­tracts entered into between you and us, includ­ing for billing and collection.
  • To pro­vide, sup­port, per­son­al­ize, and devel­op our Web­site, prod­ucts, and services.
  • To help main­tain the safe­ty, secu­ri­ty, and integri­ty of our Web­site, prod­ucts and ser­vices, data­bas­es and oth­er tech­nol­o­gy assets, and business.
  • For test­ing, research, analy­sis, and prod­uct devel­op­ment, includ­ing to devel­op and improve our Web­site, prod­ucts, and services.
  • To respond to law enforce­ment requests and as required by applic­a­ble law, court order, or gov­ern­men­tal regulations.
  • To eval­u­ate or con­duct a merg­er, divesti­ture, restruc­tur­ing, reor­ga­ni­za­tion, dis­so­lu­tion, or oth­er sale or trans­fer of some or all of our assets, whether as a going con­cern or as part of bank­rupt­cy, liq­ui­da­tion, or sim­i­lar pro­ceed­ing, in which per­son­al infor­ma­tion held by us about our con­sumers is among the assets transferred.
  • In any oth­er way we may describe when you pro­vide the information.

We will not col­lect addi­tion­al cat­e­gories of per­son­al infor­ma­tion or use your infor­ma­tion for any mate­ri­al­ly dif­fer­ent, unre­lat­ed, or incom­pat­i­ble pur­pos­es with­out pro­vid­ing you notice. We may also use per­son­al infor­ma­tion to con­tact you about our own and third-par­ties’ goods and ser­vices that may be of inter­est to you. If you do not want us to use your data in this way, please check the rel­e­vant box locat­ed on the form where we col­lect your data (the reg­is­tra­tion form) or please refer to Your Rights and Choic­es.

We may use non-per­son­al infor­ma­tion for any busi­ness purpose.


Sharing Personal Information

Gen­er­al­ly, we do not sell per­son­al infor­ma­tion.  How­ev­er, cer­tain laws define sell­ing very broad­ly to also include rent­ing, releas­ing, dis­clos­ing, dis­sem­i­nat­ing, mak­ing avail­able, trans­fer­ring, or oth­er­wise com­mu­ni­cat­ing oral­ly, in writ­ing, or by elec­tron­ic or oth­er means, a consumer’s per­son­al infor­ma­tion for mon­ey or oth­er valu­able consideration.

Based on this broad def­i­n­i­tion, some of our part­ner agen­cies may share your per­son­al infor­ma­tion by sell­ing it to third par­ties, sub­ject to your right to opt-out of those sales.  The chart below indi­cates the cat­e­gories of per­son­al infor­ma­tion that Patri­ot part­ner agen­cies have sold in the pre­ced­ing twelve (12) months and the cat­e­gories of third par­ties to which Patri­ot has made these sales. Our per­son­al infor­ma­tion sales do not include infor­ma­tion about indi­vid­u­als we know are under age 16. If you would like to opt out of these sales, please click here.

We may dis­close your infor­ma­tion to a third par­ty for one or more of the fol­low­ing busi­ness purposes:

  • Per­form­ing ser­vices or ser­vic­ing accounts.
  • Pro­cess­ing or ful­fill­ing orders and transactions.
  • Pro­vid­ing employ­ee ben­e­fits or ana­lyt­ic services.
  • Main­tain­ing or improv­ing the qual­i­ty of prod­ucts or ser­vices we offer.
  • Detect­ing secu­ri­ty inci­dents, pro­tect­ing against mali­cious activ­i­ty, and pros­e­cut­ing those responsible.

We aim to make these busi­ness pur­pose dis­clo­sures to third par­ties pur­suant to writ­ten con­tracts spec­i­fy­ing the pur­pos­es, requir­ing the recip­i­ent to keep the per­son­al infor­ma­tion dis­closed con­fi­den­tial, and pro­hibit­ing use of the dis­closed infor­ma­tion for any pur­pose except under the con­tract. We use our best efforts and due dili­gence to select, man­age, and over­see our ser­vice providers.

We may dis­close aggre­gat­ed infor­ma­tion that does not iden­ti­fy any indi­vid­ual, with­out restric­tion. We may also share non-per­son­al infor­ma­tion with­out restriction.

We may also dis­close your per­son­al information:

  • To com­ply with any court order, law, or legal process, includ­ing to respond to any gov­ern­ment or reg­u­la­to­ry request.
  • To enforce or apply any agree­ments between Patri­ot and you, if applicable.
  • As we believe nec­es­sary to pro­tect the rights, prop­er­ty, or safe­ty of Patri­ot, our affil­i­ates, our cus­tomers, or others.
  • In the event of sale (of some or all of our assets), trans­fer, merg­er, reor­ga­ni­za­tion, dis­so­lu­tion, or sim­i­lar event involv­ing our busi­ness (includ­ing in con­tem­pla­tion of such trans­ac­tions), your infor­ma­tion may be among the shared or trans­ferred busi­ness assets.  If such trans­fer is sub­ject to any manda­to­ry restric­tions under applic­a­ble laws, we will com­ply with those restrictions.

In the pre­ced­ing twelve (12) months, Patri­ot has dis­closed per­son­al infor­ma­tion for a busi­ness pur­pose to the cat­e­gories of third par­ties indi­cat­ed in the chart below. In the pre­ced­ing twelve (12) months, Patri­ot has sold the fol­low­ing cat­e­gories of per­son­al infor­ma­tion to the cat­e­gories of third par­ties indi­cat­ed in the chart below.

Per­son­al Infor­ma­tion Category Cat­e­gories of Third-Par­ty Recipients
Busi­ness Pur­pose Disclosures Sales
Iden­ti­fiers

 

To insur­ance car­ri­ers, third par­ty admin­is­tra­tors, employ­ers, self-fund­ed plans, claims ana­lysts, ven­dors, ser­vice providers, con­trac­tors, and sub­con­trac­tors, includ­ing project man­age­ment soft­ware providers, records and data­base man­age­ment providers; mar­ket­ing part­ners includ­ing direct mar­ket­ing providers and event hosts; and back­up data stor­age providers.

 

Employ­ee or appli­cant data: To pay­roll, employ­ment ben­e­fits, and employ­ment and cred­it ver­i­fi­ca­tion ven­dors and ser­vice providers.

We may share your name only with oth­er agen­cies.  Cal­i­for­nia and Neva­da res­i­dents have the right to opt out of cer­tain per­son­al infor­ma­tion sales.  Please fol­low the Do Not Sell link for more information.
Cal­i­for­nia Cus­tomer Records To insur­ance car­ri­ers, third par­ty admin­is­tra­tors, employ­ers, self-fund­ed plans, claims ana­lysts, ven­dors, ser­vice providers, con­trac­tors, and sub­con­trac­tors, includ­ing project man­age­ment soft­ware providers, records and data­base man­age­ment providers; mar­ket­ing part­ners includ­ing direct mar­ket­ing providers and event hosts; and back­up data stor­age providers.

 

N/A
Pro­tect­ed Clas­si­fi­ca­tion Char­ac­ter­is­tics Under Cal­i­for­nia or Fed­er­al Law To insur­ance car­ri­ers, third par­ty admin­is­tra­tors, employ­ers, self-fund­ed plans, claims ana­lysts, ven­dors, ser­vice providers, con­trac­tors, and sub­con­trac­tors, includ­ing project man­age­ment soft­ware providers, records and data­base man­age­ment providers; mar­ket­ing part­ners includ­ing direct mar­ket­ing providers and event hosts; and back­up data stor­age providers.

 

N/A
Com­mer­cial Infor­ma­tion or Inter­net Activity. To insur­ance car­ri­ers, third par­ty admin­is­tra­tors, employ­ers, self-fund­ed plans, claims ana­lysts, ven­dors, ser­vice providers, con­trac­tors, and sub­con­trac­tors, includ­ing project man­age­ment soft­ware providers, records and data­base man­age­ment providers; mar­ket­ing part­ners includ­ing direct mar­ket­ing providers and event hosts; and back­up data stor­age providers. N/A
Bio­met­ric Information To insur­ance car­ri­ers, third par­ty admin­is­tra­tors, employ­ers, self-fund­ed plans, claims ana­lysts, ven­dors, ser­vice providers, con­trac­tors, and sub­con­trac­tors, includ­ing project man­age­ment soft­ware providers, records and data­base man­age­ment providers; mar­ket­ing part­ners includ­ing direct mar­ket­ing providers and event hosts; and back­up data stor­age providers.

 

N/A
Geolo­ca­tion Data To insur­ance car­ri­ers, third par­ty admin­is­tra­tors, employ­ers, self-fund­ed plans, claims ana­lysts, ven­dors, ser­vice providers, con­trac­tors, and sub­con­trac­tors, includ­ing project man­age­ment soft­ware providers, records and data­base man­age­ment providers; mar­ket­ing part­ners includ­ing direct mar­ket­ing providers and event hosts; and back­up data stor­age providers.

 

N/A
Sen­so­ry Data N/A N/A
Pro­fes­sion­al or Employ­ment-Relat­ed Information To insur­ance car­ri­ers, third par­ty admin­is­tra­tors, employ­ers, self-fund­ed plans, claims ana­lysts, ser­vice providers, con­trac­tors, and sub­con­trac­tors, includ­ing project man­age­ment soft­ware providers, records and data­base man­age­ment providers, and back­up data stor­age providers. N/A
Non-Pub­lic Edu­ca­tion Infor­ma­tion (Per the Fam­i­ly Edu­ca­tion­al Rights And Pri­va­cy Act (20 U.S.C. Sec­tion 1232g, 34 C.F.R. Part 99)) To insur­ance car­ri­ers, third par­ty admin­is­tra­tors, employ­ers, self-fund­ed plans, claims ana­lysts, ser­vice providers, con­trac­tors, and sub­con­trac­tors, includ­ing project man­age­ment soft­ware providers, records and data­base man­age­ment providers, and back­up data stor­age providers. N/A
Infer­ences Drawn from Oth­er Per­son­al Information To insur­ance car­ri­ers, third par­ty admin­is­tra­tors, employ­ers, self-fund­ed plans, claims ana­lysts, ser­vice providers, con­trac­tors, and sub­con­trac­tors, includ­ing project man­age­ment soft­ware providers, records and data­base man­age­ment providers, and back­up data stor­age providers. N/A

 


 

Your Rights and Choices

We strive to pro­vide you with choic­es regard­ing the per­son­al infor­ma­tion you pro­vide to us.  We have cre­at­ed mech­a­nisms to pro­vide you with the fol­low­ing con­trol over your information:

  • Track­ing Tech­nolo­gies and Adver­tis­ing. You can set your brows­er to refuse all or some brows­er cook­ies, or to alert you when cook­ies are being sent.  To learn how you can man­age your Flash cook­ie set­tings, vis­it the Flash play­er set­tings page on Adobe’s web­site.  If you dis­able or refuse cook­ies, please note that some parts of this site may then be inac­ces­si­ble or not func­tion prop­er­ly.  Learn how to man­age the cook­ies in your brows­er below:
  • Mar­ket­ing and E‑mail. Patri­ot respects the rights users give us when opt­ing to receive email com­mu­ni­ca­tions and enforces inter­nal poli­cies to pre­serve those rights.  It is our objec­tive to retain the long-term abil­i­ty to con­tin­ue to com­mu­ni­cate with our users.  If you do not want Patri­ot or Patriot’s rep­re­sen­ta­tives to con­tact you, you may “opt out” of this pref­er­ence at any time by unsub­scrib­ing or con­tact­ing Patri­ot direct­ly.  Please see the Con­tact Infor­ma­tion sec­tion for our con­tact infor­ma­tion.  You’ll always have the option to opt back in.
  • Opt­ing Not to Reg­is­ter or Pro­vide Per­son­al Infor­ma­tion. If you choose not to reg­is­ter or pro­vide Per­son­al Infor­ma­tion, you can still vis­it most areas of Patriot’s Web­site; how­ev­er, you will not have access to areas that require per­son­al identification.

Cal­i­for­nia and Neva­da res­i­dents may have addi­tion­al per­son­al infor­ma­tion rights and choic­es.  Please see the Sec­tion Juris­dic­tion-Spe­cif­ic Rights for more information.


Jurisdiction-Specific Rights

Your Nevada Privacy Rights

Neva­da res­i­dents who wish to exer­cise their sale opt-out rights under Neva­da Revised Statutes Chap­ter 603A may sub­mit a request using the Do Not Sell but­ton or using the Con­tact Infor­ma­tion below.  How­ev­er, we do not sell data trig­ger­ing that statute’s opt-out requirements.


Your California Privacy Rights

In addi­tion to dis­clo­sures made else­where in this pol­i­cy, Cal­i­for­nia law requires us to dis­close cer­tain infor­ma­tion relat­ed to our pri­va­cy prac­tices.  This Sec­tion of our pol­i­cy (“Cal­i­for­nia Pri­va­cy Pol­i­cy”) serves to com­ply with the Cal­i­for­nia Con­sumer Pri­va­cy Act of 2018 (“CCPA”) and any terms defined in the CCPA have the same mean­ing when used in this Section.

Our Cal­i­for­nia Pri­va­cy Pol­i­cy sup­ple­ments the infor­ma­tion con­tained in our pri­va­cy pol­i­cy and applies sole­ly to all vis­i­tors, users, and oth­ers who reside in the State of Cal­i­for­nia (“con­sumers” or “you”).

The CCPA pro­vides Cal­i­for­nia res­i­dents with spe­cif­ic rights regard­ing their per­son­al infor­ma­tion. If applic­a­ble, this sec­tion describes your CCPA-based rights and explains how to exer­cise those rights. The sec­tion will not apply, how­ev­er, if Patri­ot does not col­lect any per­son­al infor­ma­tion about you or if all of the infor­ma­tion we col­lect is exempt from the statute (for exam­ple, the CCPA does not pro­tect infor­ma­tion that is already pro­tect­ed by cer­tain oth­er pri­va­cy laws, and it does not pro­tect infor­ma­tion that is already pub­licly available).

Also, please note, the CCPA tem­porar­i­ly exempts per­son­al infor­ma­tion reflect­ing a writ­ten or ver­bal busi­ness-to-busi­ness com­mu­ni­ca­tion (“B2B per­son­al infor­ma­tion”) and work­force-relat­ed per­son­al infor­ma­tion (“HR per­son­al infor­ma­tion”) from some of its requirements.


Right to Know and Data Portability

Cal­i­for­nia con­sumers have the right to request that we dis­close cer­tain infor­ma­tion to you about our col­lec­tion and use of your per­son­al infor­ma­tion over the past 12 months (the “Right to Know”). Once we receive your request and con­firm your iden­ti­ty (see Exer­cis­ing Your Rights to Know or Delete), we will dis­close to you:

  • The cat­e­gories of per­son­al infor­ma­tion we col­lect­ed about you (dis­closed above).
  • The cat­e­gories of sources of the per­son­al infor­ma­tion we col­lect­ed about you (dis­closed above).
  • Our busi­ness or com­mer­cial pur­pose for col­lect­ing that per­son­al infor­ma­tion (dis­closed above).
  • The cat­e­gories of third par­ties with whom we share that per­son­al infor­ma­tion (dis­closed above)
  • If we dis­closed your per­son­al infor­ma­tion for a busi­ness pur­pose, we will iden­ti­fy the per­son­al infor­ma­tion cat­e­gories that each cat­e­go­ry of recip­i­ent obtained.
  • If we sold your per­son­al infor­ma­tion, we will iden­ti­fy the per­son­al infor­ma­tion cat­e­gories that each cat­e­go­ry of recip­i­ent purchased.
  • The spe­cif­ic pieces of per­son­al infor­ma­tion we col­lect­ed about you (also called a “data porta­bil­i­ty” request).

Right to Delete

Cal­i­for­nia con­sumers have the right to request that we delete any of your per­son­al infor­ma­tion that we col­lect­ed from you and retained, sub­ject to cer­tain excep­tions (the “Right to Delete”). Once we receive your request and con­firm your iden­ti­ty (see Exer­cis­ing Your Rights to Know or Delete), we will review your request to see if an excep­tion allows us to retain the infor­ma­tion applies. We will delete from our records or dei­den­ti­fy per­son­al infor­ma­tion not sub­ject to a law­ful excep­tion and will direct our ser­vice providers to take sim­i­lar action.


Right to Opt-In or Opt-Out of Sale

Patri­ot does not gen­er­al­ly sell any per­son­al infor­ma­tion.  How­ev­er, the CCPA broad­ly defines sell­ing to also include rent­ing, releas­ing, dis­clos­ing, dis­sem­i­nat­ing, mak­ing avail­able, trans­fer­ring, or oth­er­wise com­mu­ni­cat­ing oral­ly, in writ­ing, or by elec­tron­ic or oth­er means, a consumer’s per­son­al infor­ma­tion by the busi­ness to anoth­er busi­ness or a third par­ty for mon­e­tary or oth­er valu­able consideration.

Based on this def­i­n­i­tion, some part­ner agen­cies may “sell” per­son­al infor­ma­tion under the CCPA.

If you are age 16 or old­er, you have the right to direct us to not sell your per­son­al infor­ma­tion at any time (the “right to opt-out”). We do not sell the per­son­al infor­ma­tion of con­sumers we actu­al­ly know are less than 16 years old, unless we receive affir­ma­tive autho­riza­tion (the “right to opt-in”) from either the con­sumer who is between 13 and 15 years old, or the par­ent or guardian of a con­sumer less than 13 years old. Con­sumers who opt-in to per­son­al infor­ma­tion sales may opt-out of future sales at any time.

To exer­cise the right to opt-out, you (or your autho­rized rep­re­sen­ta­tive) may sub­mit a request to us by vis­it­ing the fol­low­ing Inter­net Web page link: Do Not Sell My Per­son­al Information.

Once you make an opt-out request, we will wait at least twelve (12) months before ask­ing you to reau­tho­rize per­son­al infor­ma­tion sales. How­ev­er, you may change your mind and opt back in to per­son­al infor­ma­tion sales at any time by sub­mit­ting a request online through this link.

You do not need to cre­ate an account with us to exer­cise your opt-out rights. We will only use per­son­al infor­ma­tion pro­vid­ed in an opt-out request to review and com­ply with the request.


Non-Discrimination

Sub­ject to some excep­tions, Cal­i­for­nia con­sumers have the right not to be dis­crim­i­nat­ed against based on the consumer’s refusal to pro­vide a busi­ness with per­son­al infor­ma­tion, including:

  • Deny­ing goods or services.
  • Charg­ing (or sug­gest­ing you may receive) dif­fer­ent prices for goods or ser­vices, includ­ing through grant­i­ng dis­counts or oth­er ben­e­fits, or impos­ing penalties.
  • Pro­vid­ing (or sug­gest­ing you may receive) a dif­fer­ent lev­el or qual­i­ty of goods or services.

How­ev­er, we may offer you cer­tain finan­cial incen­tives per­mit­ted by the CCPA that can result in dif­fer­ent prices, rates, or qual­i­ty lev­els. Any CCPA-per­mit­ted finan­cial incen­tive we offer will rea­son­ably relate to your per­son­al information’s val­ue and con­tain writ­ten terms that describe the program’s mate­r­i­al aspects. Par­tic­i­pa­tion in a finan­cial incen­tive pro­gram requires your pri­or opt-in con­sent, which you may revoke at any time. Cur­rent­ly, we do not pro­vide any finan­cial incentives.


Exercising Your Right to Know or Delete

To exer­cise your rights to know, includ­ing your right to request data porta­bil­i­ty, or delete described above, please sub­mit a request by either:

Only you, or some­one legal­ly autho­rized to act on your behalf, may make a request to know or delete relat­ed to your per­son­al information.

You or your autho­rized agent may only sub­mit a request to know twice with­in a 12-month peri­od. Your request to know or delete must:

  • Describe your request with suf­fi­cient detail that allows us to prop­er­ly under­stand, eval­u­ate, and respond to it.
  • Pro­vide suf­fi­cient infor­ma­tion, which will like­ly need to match infor­ma­tion we pre­vi­ous­ly col­lect­ed from you, that allows us to rea­son­ably ver­i­fy you are the per­son about whom we col­lect­ed per­son­al infor­ma­tion or an autho­rized rep­re­sen­ta­tive (“Autho­rized Agent”). In some instances, we may ask you to pro­vide a signed dec­la­ra­tion under penal­ty of per­jury that you are the con­sumer whose per­son­al infor­ma­tion is the sub­ject of the request. For requests seek­ing par­tic­u­lar­ly sen­si­tive infor­ma­tion, we may require addi­tion­al proof of identification.

If you would like, you may des­ig­nate an Autho­rized Agent to make a request under the CCPA on your behalf. We will deny requests from agents that do not sub­mit proof of autho­riza­tion from you.  If you des­ig­nate an Autho­rized Agent to make a request under the CCPA, to ver­i­fy that an autho­rized agent has author­i­ty to act for you, we may require:

  • A copy of a pow­er of attor­ney or require that you pro­vide the autho­rized agent with writ­ten permission.
  • You to ver­i­fy your own iden­ti­ty with us directly.

We will only use per­son­al infor­ma­tion pro­vid­ed in the request to ver­i­fy the requestor’s iden­ti­ty or author­i­ty to make it, except for record-keep­ing pur­pos­es. We will delete this infor­ma­tion as soon as prac­ti­ca­ble after com­ply­ing with the request.


Response Timing and Format

We will con­firm receipt of your request with­in ten (10) busi­ness days. If you do not receive con­fir­ma­tion with­in the 10-day time­frame, please con­tact [email protected].

We endeav­or to sub­stan­tive­ly respond to a ver­i­fi­able con­sumer request with­in forty-five (45) days of its receipt. If we require more time (up to anoth­er 45 days), we will inform you of the rea­son and exten­sion peri­od in writing.

If you have an account with us, we will deliv­er our writ­ten response to that account. If you do not have an account with us, we will deliv­er our writ­ten response by mail or elec­tron­i­cal­ly, at your option.

Any dis­clo­sures we pro­vide will only cov­er the 12-month peri­od pre­ced­ing our receipt of your request. The response we pro­vide will also explain the rea­sons we can­not com­ply with a request, if applic­a­ble. For data porta­bil­i­ty requests, we will select a for­mat to pro­vide your per­son­al infor­ma­tion that is read­i­ly use­able and should allow you to trans­mit the infor­ma­tion from one enti­ty to anoth­er enti­ty with­out hindrance.


Other California Privacy Rights

Shine the Light Law

Patri­ot does not make any dis­clo­sures of per­son­al infor­ma­tion to third par­ties for their direct mar­ket­ing pur­pos­es, but California’s “Shine the Light” law found in Sec­tion 1798.83 of the Civ­il Code, per­mits users of our Web­site that are Cal­i­for­nia res­i­dents to request infor­ma­tion about such dis­clo­sures, if applic­a­ble. To make such a request, please find our Con­tact Infor­ma­tion below.


Children Under 16

Our Web­site is not intend­ed for chil­dren under 16 years of age.  No one under age 16 may pro­vide any infor­ma­tion to the Web­site.  We do not know­ing­ly col­lect per­son­al infor­ma­tion from chil­dren under 16.  If you are under 16, do not use or pro­vide any infor­ma­tion on this Web­site.  If we learn we have col­lect­ed or received per­son­al infor­ma­tion from a child under 16 with­out ver­i­fi­ca­tion of parental con­sent, we will delete that infor­ma­tion.  If you believe we might have any infor­ma­tion from or about a child under 16, please con­tact us using our Con­tact Infor­ma­tion below.

Cal­i­for­nia res­i­dents younger than 16 may have addi­tion­al rights regard­ing the col­lec­tion of their per­son­al infor­ma­tion. For more infor­ma­tion about Cal­i­for­nia pri­va­cy rights, see Your Cal­i­for­nia Pri­va­cy Rights. We do not know­ing­ly sell any per­son­al infor­ma­tion about minor children.


Contact Information

If you have any ques­tions or com­ments about this notice, the ways in which Patri­ot col­lects and uses your infor­ma­tion described here, your choic­es and rights regard­ing such use, or wish to exer­cise your rights under Cal­i­for­nia law, please do not hes­i­tate to con­tact us at:

Phone: 888.895.0028

Web­sitehttps://patriotgis.com/contact/

Email[email protected]

Postal Address:

Patri­ot Growth Insur­ance Ser­vices, LLC

Attn: Car­o­line Smith, Esq.

501 Office Cen­ter Dri­ve, Suite 215

Fort Wash­ing­ton, Penn­syl­va­nia 19034

If you need to access this Pol­i­cy in an alter­na­tive for­mat due to hav­ing a dis­abil­i­ty, please con­tact [email protected] and 888.895.0028.