Just when we’re all set and the mid terms seem ready to go…they have made one more change. President Obama signed the “Protecting Access to Medicare Act of 2014” which immediately repeals the deductible limits imposed under the ACA for non grandfathered plans purchased in the small group insurance market (and what does this have to do with Medicare?) Thus small employers can purchase higher deductibles than the limits which had been allowed of $2,000 – the funny thing, of course, is that carriers have already done this, citing the actuarial studies that “value” plans in terms of the overall liability limit and not the deductible