Just in time for the mid term elec­tions, Pres­i­dent Oba­ma has seen his way clear to allow­ing an exten­sion of those plans that did not meet the stan­dards of his sig­na­ture health insur­ance law for anoth­er two years. The main idea was to ensure that plans meet cer­tain min­i­mum stan­dards and include “essen­tial health ben­e­fits” That was a good idea…but the plans that did not meet those stan­dards cost less than those that do…and there was a major media fall­out regard­ing the dif­fer­ence between qual­i­ty of cov­er­age and quan­ti­ty of mon­ey. So the Pres­i­dent caved…in response to polit­i­cal pres­sures. So now there is a two year exten­sion to the can­cel­la­tion of those poli­cies. The prob­lem is that the bus may have left the sta­tion (sure­ly there is a bet­ter metaphor here) and the car­ri­ers, at least in Cal­i­for­nia, that have already dropped those poli­cies and replaced them with new­er ones at the Administration’s behest are prob­a­bly loathe to go back…especially since the open enroll­ment dead­line for new plans, coin­ci­dent with the expiry of the old plans, is only March 31.