For 2020 the minimum annual deductible is $1,400 for an individual and $2,800 with dependents. The maximum deductible and out-of-pocket costs are $6,900 and $13,800, respectively. The maximum contributions are $3,550 for an individual and $7,100 with dependents. Those aged 55 or above are still allowed to contribute an additional $1,000 per year.