According to the RAND research organization, the costs of auto insurance (which has a medical payment component), Workers Compensation and general liability insurance will all go down slightly because, as more become enrolled on medical plans, the pressure on those other coverages drops, and thus their prices. RAND estimates a price reduction of up to 5% – but then immediately hedges and says there is a lot of uncertainty about these numbers. It then turned around and said that, with over 8 million new covered people, malpractice costs could soar. As goes enclosure, so goes exposure.