There is an employer mandate…except when there isn’t. Retirees are not protected under the ACA mandate pertaining to employers. Meanwhile, the mandate for employees continues. But there is help for them – they can always go to the exchange when they are dumped by their plan. In Detroit, Emergency Manager Kevyn Orr fought to send retirees to the exchanges for health insurance as part of the city’s plan to exit bankruptcy. Of course, they gave them some money, and some of them qualify for Medicare. The city said they would give $125 to $300 per month to retirees over age 65 who do not qualify for Medicare, $125 to spouses who aren’t eligible for Medicare with a household income below $75,000, and $175 for retirees under 65. Not enough to cover the cost, but hey, you’re retired!
In Chicago, a ten year agreement requiring the city to share health care costs with retirees has ended. Mayor Rahm Emmanuel is moving forward on a three year phased in plan to cut the retiree health care subsidy for retirees from 55% to 0. Those who retired prior to 8/23/89 will keep their subsidies for a lifetime.
In Sheboygan County, Wisconsin, the Board of Commissioners simply voted to stop covering retiree health care and send them to the exchange effective January 1, 2014