The nation­al Blue Cross Blue Shield Asso­ci­a­tion, which rep­re­sents 36 of the plans cov­er­ing 105 mil­lion peo­ple, released a study stat­ing the following:

1) New­ly enrolled mem­bers in indi­vid­ual health plans have high­er rates of many major or poten­tial­ly expen­sive dis­eases (e.g. hyper­ten­sion, dia­betes, depres­sion and others)

2) New­ly enrolled mem­bers received sig­nif­i­cant­ly more med­ical care in 2014 and 2015 on aver­age than those who had been on the Blues plans pri­or to 2014

3) New enrollees used more med­ical ser­vices across all sites of care

4) Med­ical costs of care for the new indi­vid­ual mar­ket mem­bers were on aver­age 19% high­er than employ­er based group mem­bers in 2014 and 22% high­er than in 2015

They won’t be singing the Blues of course – they will sim­ply raise their rates