As 2019 is near­ing an end, many peo­ple are look­ing at this year’s med­ical expens­es to plan for how much they should set back for next year. In inves­ti­gat­ing these expen­di­tures, you may notice that you still have mon­ey in your Flex­i­ble Spend­ing Account (FSA) for 2019. FSAs are unique in that any unused mon­ey from this plan year is for­feit­ed once the new year begins. You def­i­nite­ly do not want to leave mon­ey in your FSA once 2020 rolls around. To help, we’ve com­piled a list of some ways to use up your hard-earned FSA mon­ey that you may not have thought possible!

  • Acupunc­ture
  • Acne treat­ment
  • Breast pump and supplies
  • Chi­ro­prac­tic treatments
  • Den­tal treatments—orthodontia, med­ical­ly nec­es­sary water flu­o­ride treat­ments, caps, fill­ings, x‑rays
  • Eyes—glasses, surgery, con­tact lenses
  • First aid kit
  • Genet­ic testing—including BRCA gene testing
  • Motion sick­ness medicine
  • Nutri­tion­ist consultations
  • Sun­screen
  • Smok­ing ces­sa­tion program
  • Vapor­iz­er
  • Vasec­to­my
  • Weight loss programs/surgery

There are even some high-tech gad­gets that may fall into the med­ical­ly qual­i­fied expens­es category:

  • Acne light therapy
  • Elec­tron­ic stim­u­la­tion instru­ments for pain
  • Med­ical­ly nec­es­sary mattresses
  • Smart ther­mome­ters

Don’t leave your FSA mon­ey on the table in 2019! You have earned this mon­ey so make sure you use it to its full potential.

This list is not an exhaus­tive list of ways to spend your FSA mon­ey nor does it guar­an­tee your insur­ance pro­gram con­sid­ers these to be qual­i­fied expens­es. Check with your HR depart­ment and insur­ance agent if you have ques­tions about qual­i­fied expenses.