American workers are notorious for being workaholics. In fact, The Center for Economic and Policy Research has gone so far as to call the U.S. the “No Vacation Nation.” Deciding you need a vacation may feel indulgent but in reality, it is a crucial key to our overall health.
Category: Custom Content
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Relax! Vacations are Good for Your Health
July 25, 2022
Tags: Vacations, well-being
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Benefits Education 101 for Employees
June 29, 2022
Tags: Benefits Communication, employee benefits
Companies spend a large amount of time and money creating valuable benefits plans for employees. But after all that work, they often get low participation. Good benefit choices require an effort from employers to ensure that employees have help in understanding their benefits options. To make things even more complex, employers are having to consider options for a span of 4 generations in the workplace which can look very different. Providing benefits for a multigenerational workplace can be challenging but it is important for employers to simplify the process by delivering education through the right channels while avoiding a one-size-fits-all approach.
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5 Tips to Save Money on Health Care: Part 2
June 13, 2022
Tags: Health Care Cost, Health Insurance
Smart spending can keep your health care from costing an arm and a leg. With costs rising on everything from gas to food, every penny counts. It pays to shop smart – that is why it helps to learn how to take steps to limit your out-of-pocket health care costs.
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Mental Health is Wealth, So Start Saving Up Now!
May 17, 2022
Tags: mental health, Mental Health Awareness
“Suck it up,” “cheer up,” “snap out of it,” “but you don’t look sick”- these are just some of the phrases that well-meaning friends and family tell loved ones struggling with mental health issues. Research shows that one in five adults struggle with mental health conditions. Mental health struggles include depression, bipolar disorder, anxiety, schizophrenia, and eating disorders.
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The 4 W’s of Lifestyle Benefits
May 2, 2022
Tags: Employee Retention, Fringe Benefits, Lifestyle Benefits
Competitive wages are no longer enough to satisfy and support valued employees. Today, a variety of benefits and perks play an essential role in attracting and retaining talent. Lifestyle benefits, sometimes referred to as employee perks, are non-salary benefits given to employees to improve their overall lifestyle that go above and beyond standard medical, dental and vision benefits. These lifestyle benefits are rapidly becoming the future of employee benefits.
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5 Tips to Save Money on Health Care: Part 1
April 25, 2022
Tags: health care costs, Health Insurance
Health insurance is essential to protecting your health but the high cost of coverage may leave you feeling sick. Even after employers pick up a substantial amount of the cost, every year Americans spend thousands of dollars on healthcare while costs are continuing to rise. By taking certain steps, you can stretch your healthcare dollars and still receive the care you need to stay healthy.
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What Employees Want: Hybrid Work and Flexibility
April 11, 2022
Tags: Balance, Flexibility, Hybrid Work, well-being, Work-Life Balance
2021 was quittin’ time in America. Last year alone over 47.4 million Americans quit their jobs. This year, employees seemingly have the upper hand against employers. The Turnover Tsunami, a.k.a. The Great Resignation, has forced a reckoning with the workplace and few employers have come away unscathed. Organizations are now shifting priorities to make employee well-being and retention the priority. The fact of the matter is, after health insurance, the most desirable perks and benefits are those that offer flexibility while improving work/life balance. So, what is it that employees really want to achieve a better work/life balance?
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Understanding Your EOB
March 30, 2022
Tags: EOB, Explanation of Benefits, Health Insurance
Let’s say that you visited the doctor and you are wondering how much that visit is going to cost. A short while later, you receive something in the mail that looks like a bill – and even says “amount you owe” at the bottom. However, it doesn’t have a return envelope or tear-off portion for the bill. Confused? You’re not the only one!
Most likely, you’ve just received an Explanation of Benefits (EOB) from your insurance company. The most important thing for you to remember is that an EOB is NOT a bill. It is essentially “one big receipt” that explains your visit. It shows what was billed, how much you can expect your health plan to pay, and what you — the patient — have to pay. It is always important to review your EOB to make sure it is correct.
An EOB is a tool that shows you the value of your health plan. It will detail the cost of the services you received and how much your insurance will pay.
How do EOB’s work?
The health care provider will bill your insurance company after your doctor visit. Then, your insurance company will send your EOB. Later, you will receive a bill for the amount you owe. However, if the bill does arrive before the EOB, don’t pay it yet. Wait until you have the EOB in hand so you can compare it to your medical bill.
While an EOB will differ from one insurance company to another, they typically all include the following information:
- The Account Summary – lists your account information with details like the patient’s name, date(s), and claim number.
- The Claim Details – lists the services provided and the dates of the services.
- The Amounts Billed – details the cost of the services and what costs your health plan did not cover. It will also include any outstanding amount you are responsible for paying. If there is a portion that is not covered by insurance, the reason why will also be listed.
Remember, insurance companies rarely pay 100% of the bill. You will need to pay any applicable deductible, copay and coinsurance.
Deductible: The amount you pay for health care services before your insurance begins to pay anything.
Copay: A flat fee that you pay on the spot each time you go to your doctor or fill a prescription.
Coinsurance: The portion of the medical cost you pay after your deductible has been met. Coinsurance is a way of saying that you and your insurance carrier each pay a share of eligible costs that add up to 100%.
Why is Your EOB important?
Medical billing companies sometimes make billing errors. Your EOB is a window into your medical billing history. Review it carefully to make sure that you did receive the service being billed and that your procedure and diagnosis are listed and coded correctly.
EOBs can help you understand how the health insurance system works and provide transparency in the complicated finances of health care. While the EOB may be complicated, understanding it can help ensure that you and your family get the most out of your health insurance. Knowing what an EOB is and what is included on the statement ensures that you stay in control of your health care finances.
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Benefits for a Multigenerational Workforce
March 10, 2022
Tags: employee benefits, Generational Differences, Multigenerational Benefits
If only everyone valued the same things, benefits planning would be a lot easier. If. Only.
However, most employers have five generations of employees active in the workplace who want different things. With generation gaps spanning more than 75 years, finding a one-size-fits-all benefits package can be challenging. However, there are certain things to consider to tailor employee benefits for each generation.
The Five Generations in the Workforce:
Generation Z: 1997–2012, (5% of workforce)
Millennials: 1981–1996, (35% of workforce)
Generation X: 1965–1980, (33% of workforce)
Baby Boomers: 1946–1964, (25% of workforce)
Traditionalists or The Silent Generation: 1928–1945, (2% of workforce)Regardless of their generation, every employee wants traditional benefits like time off, healthcare insurance, and retirement planning. To create a benefits program with multigenerational appeal, employers should first think about their employees’ shared concerns and varying needs.
One strategy for managing multiple generation is customizing benefits offerings to core demographics. For example, would your staff value on-site child-care? Would a retirement plan that highlights the need for saving early or tuition assistance be relevant for your employees? Think about who your employees are and which benefits are most likely going to support their success.
Many employees are concerned about their financial wellness. Seven out of 10 new college graduates each owe $37,000 or more. These unprecedented levels of student debt make financial concerns a primary concern for Millennials and Gen Z. Gen Xers share financial concerns as they look to pay for their children’s education. While fear of not saving enough for retirement is a concern for all age groups, it is most concerning to Baby Boomers and Traditionalists for whom retirement is around the corner.
Gen X values benefits that support better work-life balance, such as caretaker support, flex time, well-being and support and financial protection. Meanwhile, Gen Zers favor benefits that support career growth, mental health and diversity, equity, and inclusion programs and perks that relate to job security, a key concern for this generation.
While every generation faces uncertainty at different stages of life, Millennials are more likely to purchase legal insurance compared to other generations. Many Millennials started working during a recession which has greatly affected how they view their long-term careers. Millennials have adopted an “anything can happen” mentality and are willing to pay for peace of mind to be financially stable.
To handle the unexpected, health, dental, vision and life insurance are all valued traditional benefits and are especially important to Baby Boomers and Traditionalists. Some Traditionalists and Boomers may not be full-time employees. Companies employing more of this generation of workers should offer some sort of wellness benefits like gym memberships or health services.
Beyond the core offerings like health care and retirement savings plans, employers can offer a menu of non-medical voluntary benefits that employees can select based on their individual needs. Those might include legal insurance, caregiver leave, student debt assistance or tuition reimbursement, on-site child-care, pet insurance, financial counseling, accident insurance and more.
Whether a Boomer or a Gen Xer, all employees want to feel confident and informed about their healthcare decisions. Quality healthcare that is accessible and affordable is a priority for all generations. Creating a customizable benefits experience that recognizes the diversity across the multigenerational workforce will likely result in employee retention and increased job satisfaction as well as making recruiting top talent easier. By focusing on communication, the benefits mix, and understanding what is important to each generation, your company may well be on its way to a successful benefits strategy.
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Show Your Heart Some Love
February 28, 2022
Tags: Heart Disease, Heart Health
February is American Heart Month, a time when all people can focus on their cardiovascular health. Do you know how to keep your heart healthy? You can take an active role in reducing your risk for heart disease by eating a healthy diet, engaging in physical activity, and managing your cholesterol and blood pressure.
Heart disease accounts for nearly one-third of all deaths worldwide. Studies and experts recommend exercise as an important way to maintaining a healthy heart, but your diet plays a major role in heart health and can impact your risk of heart disease. The most important factor in healthy eating is having a balanced diet, watching portions, and eating foods you actually enjoy. This will allow you to stick with it for the long term.
Let’s take a closer look at the 4 key factors for a heart healthy diet and examples of how you can incorporate them into your daily life:
1. Fruits and Vegetables:
Leafy green vegetables are well known for their wealth of vitamins, minerals, and antioxidants. An analysis of eight studies found that increasing leafy green vegetable intake was associated with up to a 16% lower incidence of heart disease.
2. Healthy Proteins:
Lean meat, poultry and fish, low-fat dairy products and eggs are some of your best sources of protein. Legumes – beans, peas and lentils – are good, low-fat sources of protein and are a good substitute for meat. Also, substituting plant protein for animal protein – ie. a black bean burger for a hamburger – will reduce your fat & cholesterol intake and increase your fiber intake.3. Healthy Fats:
Not all fats are bad. Foods with monounsaturated and polyunsaturated fats are important for your brain and heart. Limit foods with trans-fats, which increase the risk for heart disease.4. Whole Grains:
Whole grains are good sources of fiber and other nutrients that play a role in regulating blood pressure and heart health.Eating heart healthy is a lifestyle, it’s about nutrition, balance and retraining our mind to make better food choices. What you eat can influence almost every aspect of heart health, from blood pressure and inflammation to cholesterol levels and triglycerides. A well-balanced diet can help keep your heart in good shape and minimize your risk of heart disease. With planning and a few simple substitutions, you can eat with your heart in mind!
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What Employees Want: Well-Being Programs
February 16, 2022
Tags: Healthy Habits, mental health, well-being
Workplace wellness programs have increased in the past several years to promote healthy diets and lifestyle, exercise and other behaviors such as quitting smoking. As of 2020, most employers had wellness programs of some kind, including 53% of small firms (those with 3–200 employees) and 81% of large companies. Since employees spend most of their waking hours on the job, wellness programs seem to be a natural fit to try to promote healthy changes in behavior. But, in 2022, employees want more; many workers are looking for employers who show authentic concern for their well-being.
Well-being is about how our lives are going. It’s not only about health and happiness but also about living life to its fullest potential. In fact, data shows that employees of all generations rank “the organization cares about the employees’ well-being” in their top three criteria.
Financial stress soared during the pandemic but so did regular stress, too. Mental health struggles such as anxiety, depression, and substance abuse are also climbing. These are expensive issues to ignore both in terms of the human suffering but also the company’s bottom line: Depression alone costs an estimated $210.5 billion per year. These costs are due to absenteeism (missed work days) and presenteeism (reduced productivity at work) as well as direct medical costs (outpatient and inpatient medical services and pharmacy costs).
Employers must recognize the interrelationship between the physical, financial, work and well-being components of employees’ lives. For example, employees who need help with their financial well-being are significantly less likely to be physically healthy and more likely to report feeling stressed or anxious which can impact productivity and job performance. Vice President for Communications at Fidelity Investments in Boston, Mike Shamrell, recognizes the need for all dimensions of wellness. “It’s tough to be well in one area when you’re unwell in another,” he said.
Well-being is often associated with gym memberships and green smoothies but it is much more than that; it is a result of many different aspects of one’s life. Here are 5 common dimensions of well-being that can be addressed through a workplace wellness program:
- Emotional/Mental Health – Understanding your feelings and coping with stress.
- Physical Health – Discovering how self-care can improve your life and productivity.
- Financial Health – Successfully managing your money.
- Social Connectedness – Creating and being a part of a support network.
- Occupational Well-Being– Feeling appreciated at work and satisfied in your contributions.
Great employees want great employers. Companies that want creative, high-performing teams must be willing to support workers both in and out of the office. Well-being has a major influence on an employee’s performance and satisfaction; employees who feel valued and appreciated are more invested in their company in return.
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Healthy Teeth, Healthy Mouth, Healthy You!
January 18, 2022
Tags: Dental Health, Oral Health
Did you know that problems in your mouth can affect the rest of your body? Or that your dental health offers clues about your overall health? Poor dental health contributes to major systemic health problems. Conversely, good dental hygiene can help improve your overall health. As a bonus, maintaining good oral health can even REDUCE your healthcare costs!
Researchers have shown us that there is a close-knit relationship between oral health and overall wellness. With over 700 types of bacteria in your mouth, it’s no surprise that when even one of those types of bacteria enter your bloodstream that a problem can arise in your body. Oral bacteria can contribute to:
- Endocarditis—The infection of the inner lining of the heart can be caused by bacteria that started in your mouth.
- Cardiovascular Disease—Heart disease, as well as clogged arteries and even stroke, can be traced back to oral bacteria.
- Low birth weight—Poor oral health has been linked to premature birth and low birth weight of newborns.
Over $45 billion is lost in productivity in the United States each year because of untreated oral health problems. These oral diseases can result in the need for costly emergency room visits, hospital stays, and medications, not to mention loss of work time. The pain and discomfort from infected teeth and gums can lead to poor productivity in the workplace, and even loss of income. Children with poor oral health are more prone to illness and may require a parent to stay home from work to care for them and take them to costly dental appointments. In fact, over 34 million school hours are lost each year because of emergency dental care.
So, how do you prevent this nightmare of pain, disease, and increased healthcare costs? It’s simple! By following through with your routine yearly dental check-ups and daily preventative care, you will give your body a big boost in its general health. Check out these tips for a healthy mouth:
- Maintain a regular brushing/flossing routine—Brush and floss teeth twice daily to remove food and plaque from your teeth, and in between your teeth where bacteria thrive.
- Use the right toothbrush—When your bristles are mashed and bent, you aren’t using the best instrument for cleaning your teeth. Make sure to buy a new toothbrush every three months. If you have braces, get a toothbrush that can easily clean around the brackets on your teeth.
- Visit your dentist—Visit your dentist for a check-up every 6 months. He/she will be able to look into that window to your body and keep your mouth clear of bacteria. Your dentist will also be able to alert you to problems they see as a possible warning sign to other health issues, like diabetes, that have a major impact on your overall health and healthcare costs.
- Eat a healthy diet—Staying away from sugary foods and drinks will prevent cavities and tooth decay from the acids produced when bacteria in your mouth comes in contact with sugar. Starches have a similar effect. Eating healthy will reduce your out of pocket costs of fillings, having decayed teeth pulled, and will keep you from the increased health costs of diabetes, obesity-related diseases, and other chronic conditions.
- Drink more water—Water is the best beverage for your overall health—including oral health. Drinking water after every meal can help wash out some of the negative effects of sticky and acidic foods and beverages in between brushes.
A healthy oral hygiene routine will do wonders for your teeth, mouth, and smile from a dental perspective. Oral health is also a key indicator of overall health and well-being. That should keep the rest of your body smiling as well!
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How to Make (and Keep!) a New Year’s Resolution
January 10, 2022
Tags: Goals, New Year, Resolutions
Ever wonder why the resolutions you make in January don’t stick around after March? You aren’t alone! Studies show that only 8% of people keep their New Year’s resolutions. Why? And how do people achieve their goals set at New Year’s? We’ve broken it down for you so you can identify your goal-breaker as well as give you some tips on how to make those resolutions stick.
There are three main reasons that New Year’s resolutions fail. The first goal-breaker is taking on too much (too big of a goal) and expecting it to happen too fast. Researchers have found that it takes 66 days to break a habit. That’s much higher than the previously published 21 days. It conversely means that it also takes 66 days to form a new habit. So, battle your goal-breaker by setting smaller, achievable goals to focus your energies on rather than spreading yourself too thin on lofty goals.
The second reason you fail to keep your resolution is you don’t have anyone supporting you. This could be because you simply didn’t tell anyone that you have new life goals. It could also be due to fear of accountability. You need some life-cheerleaders that root you on to victory. These cheerleaders also call you out when you are riding off the tracks. Their support isn’t tied to your achievement of your goals but instead their support is firmly tied to you and they want to see you succeed.
The last goal-breaker setting a goal that is too vague. You can’t get to your destination if you don’t know where you are going. A goal like “I want to try harder at work” or “I want to save more money this year” is too general a notion that does not give you something specific to work towards or a well-defined path to follow. And if you can’t provide specific benchmarks, you can’t measure your progress.
Now, let’s steer this ship back on course with some tips on KEEPING your New Year’s resolutions.
Plan Ahead
To ensure success, plan ahead so you can have the resources available when you need them. Then, you won’t have excuses for why you can’t follow through. Here are a few things you can do to prepare:
- Read up on it – Get books on the subject. Whether it’s taking up running or becoming a vegetarian, there are books to help you prepare for it.
- Plan for success – Get everything you need so things will go smoothly. If you are taking up running, make sure you have the clothes, shoes, and playlists so that you are ready to get started.
Reward Yourself Along the Way
Small rewards are great encouragement to keep you going during the hardest first days. After that, you can try to reward yourself once a week with a lunch with a friend, a nap, or whatever makes you tick. Later, you can change the rewards to monthly and even pick an anniversary reward!
Write Your Goals Down on Paper
Writing establishes intention but action needs to be taken to achieve your resolution. Have a written account of your goals is a constant reminder to take action. Mark Murphy says “Writing things down doesn’t just help you remember, it makes your mind more efficient by helping you focus on the truly important stuff. And your goals absolutely should qualify as truly important stuff.”
Start When You’re Ready
When you launch your resolution on January 1st, you are making a change based on a calendar date. What are the chances that you’re going to be ready for a life change at exactly the same time the calendar rolls over to a new year? There’s no need to launch your resolution on January 1st or even in January. Start working on your goal when you’re ready. That’s not to say that you need to wait until you feel fully confident before starting (that may never happen). Delaying your goal a few weeks or a few months is better than abandoning it altogether.
Identify Your Purpose
Knowing your “WHAT” (goal) is important but knowing your “WHY” can be just as important when it comes to following through on your intentions. Why do you want to lose weight in 2022? When you put the why to the what, you are truly focused on what matters. “I want to lose weight so that I can play with my children without getting tired and show them that hard work is worth it.” Now, THAT’S a great goal.
Identifying goal-breakers and goal-makers are equally important pieces to achieving what you set out to accomplish, especially with regards to New Year’s resolutions. Commit to making this year the year that your resolution is going to stick!
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What Employees Want: Well-Being Programs
February 16, 2022
Tags: Healthy Habits, mental health, well-being
Workplace wellness programs have increased in the past several years to promote healthy diets and lifestyle, exercise and other behaviors such as quitting smoking. As of 2020, most employers had wellness programs of some kind, including 53% of small firms (those with 3–200 employees) and 81% of large companies. Since employees spend most of their waking hours on the job, wellness programs seem to be a natural fit to try to promote healthy changes in behavior. But, in 2022, employees want more; many workers are looking for employers who show authentic concern for their well-being.
Well-being is about how our lives are going. It’s not only about health and happiness but also about living life to its fullest potential. In fact, data shows that employees of all generations rank “the organization cares about the employees’ well-being” in their top three criteria.
Financial stress soared during the pandemic but so did regular stress, too. Mental health struggles such as anxiety, depression, and substance abuse are also climbing. These are expensive issues to ignore both in terms of the human suffering but also the company’s bottom line: Depression alone costs an estimated $210.5 billion per year. These costs are due to absenteeism (missed work days) and presenteeism (reduced productivity at work) as well as direct medical costs (outpatient and inpatient medical services and pharmacy costs).
Employers must recognize the interrelationship between the physical, financial, work and well-being components of employees’ lives. For example, employees who need help with their financial well-being are significantly less likely to be physically healthy and more likely to report feeling stressed or anxious which can impact productivity and job performance. Vice President for Communications at Fidelity Investments in Boston, Mike Shamrell, recognizes the need for all dimensions of wellness. “It’s tough to be well in one area when you’re unwell in another,” he said.
Well-being is often associated with gym memberships and green smoothies but it is much more than that; it is a result of many different aspects of one’s life. Here are 5 common dimensions of well-being that can be addressed through a workplace wellness program:
- Emotional/Mental Health – Understanding your feelings and coping with stress.
- Physical Health – Discovering how self-care can improve your life and productivity.
- Financial Health – Successfully managing your money.
- Social Connectedness – Creating and being a part of a support network.
- Occupational Well-Being– Feeling appreciated at work and satisfied in your contributions.
Great employees want great employers. Companies that want creative, high-performing teams must be willing to support workers both in and out of the office. Well-being has a major influence on an employee’s performance and satisfaction; employees who feel valued and appreciated are more invested in their company in return.
-
Healthy Teeth, Healthy Mouth, Healthy You!
January 18, 2022
Tags: Dental Health, Oral Health
Did you know that problems in your mouth can affect the rest of your body? Or that your dental health offers clues about your overall health? Poor dental health contributes to major systemic health problems. Conversely, good dental hygiene can help improve your overall health. As a bonus, maintaining good oral health can even REDUCE your healthcare costs!
Researchers have shown us that there is a close-knit relationship between oral health and overall wellness. With over 700 types of bacteria in your mouth, it’s no surprise that when even one of those types of bacteria enter your bloodstream that a problem can arise in your body. Oral bacteria can contribute to:
- Endocarditis—The infection of the inner lining of the heart can be caused by bacteria that started in your mouth.
- Cardiovascular Disease—Heart disease, as well as clogged arteries and even stroke, can be traced back to oral bacteria.
- Low birth weight—Poor oral health has been linked to premature birth and low birth weight of newborns.
Over $45 billion is lost in productivity in the United States each year because of untreated oral health problems. These oral diseases can result in the need for costly emergency room visits, hospital stays, and medications, not to mention loss of work time. The pain and discomfort from infected teeth and gums can lead to poor productivity in the workplace, and even loss of income. Children with poor oral health are more prone to illness and may require a parent to stay home from work to care for them and take them to costly dental appointments. In fact, over 34 million school hours are lost each year because of emergency dental care.
So, how do you prevent this nightmare of pain, disease, and increased healthcare costs? It’s simple! By following through with your routine yearly dental check-ups and daily preventative care, you will give your body a big boost in its general health. Check out these tips for a healthy mouth:
- Maintain a regular brushing/flossing routine—Brush and floss teeth twice daily to remove food and plaque from your teeth, and in between your teeth where bacteria thrive.
- Use the right toothbrush—When your bristles are mashed and bent, you aren’t using the best instrument for cleaning your teeth. Make sure to buy a new toothbrush every three months. If you have braces, get a toothbrush that can easily clean around the brackets on your teeth.
- Visit your dentist—Visit your dentist for a check-up every 6 months. He/she will be able to look into that window to your body and keep your mouth clear of bacteria. Your dentist will also be able to alert you to problems they see as a possible warning sign to other health issues, like diabetes, that have a major impact on your overall health and healthcare costs.
- Eat a healthy diet—Staying away from sugary foods and drinks will prevent cavities and tooth decay from the acids produced when bacteria in your mouth comes in contact with sugar. Starches have a similar effect. Eating healthy will reduce your out of pocket costs of fillings, having decayed teeth pulled, and will keep you from the increased health costs of diabetes, obesity-related diseases, and other chronic conditions.
- Drink more water—Water is the best beverage for your overall health—including oral health. Drinking water after every meal can help wash out some of the negative effects of sticky and acidic foods and beverages in between brushes.
A healthy oral hygiene routine will do wonders for your teeth, mouth, and smile from a dental perspective. Oral health is also a key indicator of overall health and well-being. That should keep the rest of your body smiling as well!
-
How to Make (and Keep!) a New Year’s Resolution
January 10, 2022
Tags: Goals, New Year, Resolutions
Ever wonder why the resolutions you make in January don’t stick around after March? You aren’t alone! Studies show that only 8% of people keep their New Year’s resolutions. Why? And how do people achieve their goals set at New Year’s? We’ve broken it down for you so you can identify your goal-breaker as well as give you some tips on how to make those resolutions stick.
There are three main reasons that New Year’s resolutions fail. The first goal-breaker is taking on too much (too big of a goal) and expecting it to happen too fast. Researchers have found that it takes 66 days to break a habit. That’s much higher than the previously published 21 days. It conversely means that it also takes 66 days to form a new habit. So, battle your goal-breaker by setting smaller, achievable goals to focus your energies on rather than spreading yourself too thin on lofty goals.
The second reason you fail to keep your resolution is you don’t have anyone supporting you. This could be because you simply didn’t tell anyone that you have new life goals. It could also be due to fear of accountability. You need some life-cheerleaders that root you on to victory. These cheerleaders also call you out when you are riding off the tracks. Their support isn’t tied to your achievement of your goals but instead their support is firmly tied to you and they want to see you succeed.
The last goal-breaker setting a goal that is too vague. You can’t get to your destination if you don’t know where you are going. A goal like “I want to try harder at work” or “I want to save more money this year” is too general a notion that does not give you something specific to work towards or a well-defined path to follow. And if you can’t provide specific benchmarks, you can’t measure your progress.
Now, let’s steer this ship back on course with some tips on KEEPING your New Year’s resolutions.
Plan Ahead
To ensure success, plan ahead so you can have the resources available when you need them. Then, you won’t have excuses for why you can’t follow through. Here are a few things you can do to prepare:
- Read up on it – Get books on the subject. Whether it’s taking up running or becoming a vegetarian, there are books to help you prepare for it.
- Plan for success – Get everything you need so things will go smoothly. If you are taking up running, make sure you have the clothes, shoes, and playlists so that you are ready to get started.
Reward Yourself Along the Way
Small rewards are great encouragement to keep you going during the hardest first days. After that, you can try to reward yourself once a week with a lunch with a friend, a nap, or whatever makes you tick. Later, you can change the rewards to monthly and even pick an anniversary reward!
Write Your Goals Down on Paper
Writing establishes intention but action needs to be taken to achieve your resolution. Have a written account of your goals is a constant reminder to take action. Mark Murphy says “Writing things down doesn’t just help you remember, it makes your mind more efficient by helping you focus on the truly important stuff. And your goals absolutely should qualify as truly important stuff.”
Start When You’re Ready
When you launch your resolution on January 1st, you are making a change based on a calendar date. What are the chances that you’re going to be ready for a life change at exactly the same time the calendar rolls over to a new year? There’s no need to launch your resolution on January 1st or even in January. Start working on your goal when you’re ready. That’s not to say that you need to wait until you feel fully confident before starting (that may never happen). Delaying your goal a few weeks or a few months is better than abandoning it altogether.
Identify Your Purpose
Knowing your “WHAT” (goal) is important but knowing your “WHY” can be just as important when it comes to following through on your intentions. Why do you want to lose weight in 2022? When you put the why to the what, you are truly focused on what matters. “I want to lose weight so that I can play with my children without getting tired and show them that hard work is worth it.” Now, THAT’S a great goal.
Identifying goal-breakers and goal-makers are equally important pieces to achieving what you set out to accomplish, especially with regards to New Year’s resolutions. Commit to making this year the year that your resolution is going to stick!