They’ve only been in New York and New Jer­sey, but that was tough enough for an out of town try­out. Last year, New York author­i­ties only allowed Oscar to raise their med­ical rates 4.5%. This year, antic­i­pat­ed increas­es are rang­ing between 8 and 30% — and the New York author­i­ties have not yet weighed in on what they will allow. At first, Oscar had low rates to entice new enrollees – then they ran into state require­ments over the size of their increase (did they not see that com­ing?). Now they are try­ing to save mon­ey by reduc­ing the size of their net­works (a very unpop­u­lar move as we have wit­nessed with “the Blues” singing them in Cal­i­for­nia) For­tu­nate­ly? They have also expand­ed into Texas and Cal­i­for­nia. Oh, great.