They’ve only been in New York and New Jersey, but that was tough enough for an out of town tryout. Last year, New York authorities only allowed Oscar to raise their medical rates 4.5%. This year, anticipated increases are ranging between 8 and 30% — and the New York authorities have not yet weighed in on what they will allow. At first, Oscar had low rates to entice new enrollees – then they ran into state requirements over the size of their increase (did they not see that coming?). Now they are trying to save money by reducing the size of their networks (a very unpopular move as we have witnessed with “the Blues” singing them in California) Fortunately? They have also expanded into Texas and California. Oh, great.