Employ­ers need to see if their pre­mi­ums are “afford­able” for pur­pos­es of com­pli­ance with the Afford­able Care Act for penal­ties.  Employ­ees need to see the same to deter­mine if they are eli­gi­ble for a sub­sidy with the Exchanges.  New fig­ures for 2019

 

House­hold Income as                         New Per­cent­age 2019

Per­cent­age of FPL

 

Less than 133%                                              2.08%

133 – 150%                                                     4.15

150 – 200                                                        6.54

200 – 250                                                        8.36

250 – 300                                                        9.86

300 – 400                                                        9.86

 

Over­all, then, if an employ­ee pays a per­cent­age of their annu­al income high­er than these amounts, based on their House­hold Income, they have an “unaf­ford­able” plan