Employers need to see if their premiums are “affordable” for purposes of compliance with the Affordable Care Act for penalties.  Employees need to see the same to determine if they are eligible for a subsidy with the Exchanges.  New figures for 2019

 

Household Income as                         New Percentage 2019

Percentage of FPL

 

Less than 133%                                              2.08%

133 – 150%                                                     4.15

150 – 200                                                        6.54

200 – 250                                                        8.36

250 – 300                                                        9.86

300 – 400                                                        9.86

 

Overall, then, if an employee pays a percentage of their annual income higher than these amounts, based on their Household Income, they have an “unaffordable” plan