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A Division of Patriot Growth Insurance Services, LLC

707.992.3780

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Blog

  • Key Factors Driving Health Care Cost Increases in 2025
    Key Factors Driving Health Care Cost Increases in 2025
    December 30, 2024

    Health care expenses are expected to rise significantly in 2025, with projections indicating a 7%-8% increase. This aligns with similar […]

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  • The Great Gloom
    The Great Gloom
    December 17, 2024

    The Great Gloom: A Growing Challenge The term “Great Gloom” may be new, but the decline in employee engagement is […]

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  • Four Misunderstood Terms in the Americans with Disabilities Act
    Four Misunderstood Terms in the Americans with Disabilities Act
    December 16, 2024

    The Americans with Disabilities Act (ADA) applies to employers with 15 or more employees. Despite its broad coverage, there’s a […]

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  • Battling Holiday Depression: Tips to Avoid a Blue Christmas
    Battling Holiday Depression: Tips to Avoid a Blue Christmas
    December 11, 2024

    For some, the lyrics “with those holiday greetings and gay happy meetings when friends come to call, it’s the hap-happiest […]

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  • 2025 Employee Benefit Limits: What You Need to Know
    2025 Employee Benefit Limits: What You Need to Know
    December 2, 2024

    Many employee benefits are subject to annual dollar limits that are adjusted for inflation. For 2025, most of these limits […]

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  • ER vs Urgent Care: How to Choose the Right Care for Your Medical Needs
    ER vs Urgent Care: How to Choose the Right Care for Your Medical Needs
    November 25, 2024

    All too often, illness or injury appears out of the blue: You wake up in the middle of the night […]

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  • Gag Clause Attestation Deadline
    Gag Clause Attestation Deadline
    November 18, 2024

    As the year comes to an end, a crucial compliance deadline looms for employers with health plans. Under the Consolidated […]

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  • FSA Contribution Limits for 2025
    FSA Contribution Limits for 2025
    November 13, 2024

    On October 22, 2024, the IRS announced that the limit on employees’ salary reduction contributions to a health Flexible Spending […]

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  • Navigating Employee Benefits: A Glossary
    Navigating Employee Benefits: A Glossary
    November 4, 2024

    Employee benefits can be a complex landscape, filled with acronyms and unfamiliar terms. In fact, more than 50% of American […]

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  • Bridging the Generational Divide: Leveraging Technology for Effective Communication
    Bridging the Generational Divide: Leveraging Technology for Effective Communication
    October 30, 2024

    In today’s diverse workplaces, effective communication across generations is essential for fostering collaboration, productivity, and a positive work environment. Understanding […]

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  • The Pay or Play Percentage Increase for 2025
    The Pay or Play Percentage Increase for 2025
    October 17, 2024

    The Affordable Care Act (ACA) requires large employers to offer affordable health insurance coverage to their full-time employees or face […]

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  • Final Rule Expands Mental Health Parity Requirements
    Final Rule Expands Mental Health Parity Requirements
    October 16, 2024

    The Department of Health and Human Services (HHS) has issued a final rule that significantly expands the Mental Health Parity […]

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Arrow Benefits Insurance Services

A Division of Patriot Growth Insurance Services, LLC
CA License #0M56067

Building innovative and cost-effective programs to enhance your employee’s experience. Arrow combines dedicated service and national resources to meet your needs now, and in the future.

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