A Division of Patriot Growth Insurance Services, LLC
Blog
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Key Factors Driving Health Care Cost Increases in 2025
Health care expenses are expected to rise significantly in 2025, with projections indicating a 7%-8% increase. This aligns with similar
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The Great Gloom
The Great Gloom: A Growing Challenge The term “Great Gloom” may be new, but the decline in employee engagement is
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Four Misunderstood Terms in the Americans with Disabilities Act
The Americans with Disabilities Act (ADA) applies to employers with 15 or more employees. Despite its broad coverage, there’s a
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Battling Holiday Depression: Tips to Avoid a Blue Christmas
For some, the lyrics “with those holiday greetings and gay happy meetings when friends come to call, it’s the hap-happiest
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2025 Employee Benefit Limits: What You Need to Know
Many employee benefits are subject to annual dollar limits that are adjusted for inflation. For 2025, most of these limits
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ER vs Urgent Care: How to Choose the Right Care for Your Medical Needs
All too often, illness or injury appears out of the blue: You wake up in the middle of the night
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Gag Clause Attestation Deadline
As the year comes to an end, a crucial compliance deadline looms for employers with health plans. Under the Consolidated
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FSA Contribution Limits for 2025
On October 22, 2024, the IRS announced that the limit on employees’ salary reduction contributions to a health Flexible Spending
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Navigating Employee Benefits: A Glossary
Employee benefits can be a complex landscape, filled with acronyms and unfamiliar terms. In fact, more than 50% of American
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Bridging the Generational Divide: Leveraging Technology for Effective Communication
In today’s diverse workplaces, effective communication across generations is essential for fostering collaboration, productivity, and a positive work environment. Understanding
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The Pay or Play Percentage Increase for 2025
The Affordable Care Act (ACA) requires large employers to offer affordable health insurance coverage to their full-time employees or face
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Final Rule Expands Mental Health Parity Requirements
The Department of Health and Human Services (HHS) has issued a final rule that significantly expands the Mental Health Parity
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