This and oth­er sur­pris­es in store where “more” is the word of the day:

1) A high­er out of pock­et max­i­mum – from $6,350 per year to $6,600
2) A high­er penal­ty for fail­ure to com­ply with Pay or Play – from $3,000 to $3,120 per person
3) A high­er penal­ty for fail­ing to offer cov­er­age at all (groups of 50+) from $2,000 to $2,080
4) That’s for 2015 – the fines will be high­er still in 2016, as will the out of pock­et limit