New health-ben­e­fits trends for Cal­i­for­nia employers
by Cyn­thia Sweeney

The Busi­ness Jour­nal asked area insur­ance experts about changes employ­ers can expect in health insur­ance cov­er­age in 2018…Jordan Shields: If the asso­ci­a­tion is well-run there could be bet­ter rates, but his­tor­i­cal­ly, that has not been the case. The prob­lem is the asso­ci­a­tion has to start from zero and build under­ly­ing car­ri­ers. Also, if the larg­er mar­ket rates start look­ing bet­ter than the asso­ci­a­tion rates, mem­bers will start to leave.

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