With the orig­i­nal rules, those who applied for indi­vid­ual cov­er­age could be denied.  As a back­stop, they could apply for the Major Risk Med­ical Insur­ance Plan which, though afford­able, only cov­ered up to $75,000 of claims in a giv­en year, and had a wait­ing list, as there was a max­i­mum allowed for enroll­ment due to fund­ing lim­its (set by receipts from the tobac­co fund).  Now the state of Cal­i­for­nia has decid­ed that MR MIP is no longer need­ed, with the advent of guar­an­tees under the Afford­able Care Act.  So the only ques­tion now is…has the tobac­co mon­ey gone up in smoke or do they have some oth­er health needs it may fund in this state?