Your access to and use of the site is subject to the following Terms and Conditions and all applicable laws. By accessing and browsing the site, you accept, without limitation or qualification, the Terms and Conditions and acknowledge that other agreements between you and Arrow Benefits Group are superseded and are of no force or effect.
1. NO RENDERING OF ADVICE
The information contained within this website is provided for informational purposes only and is not intended to substitute for professional advice. In accessing this service, no client, advisory, fiduciary or professional relationship is implicated or established and neither Arrow Benefits Group nor any other person is, in connection with this site, engaged in any professional services or advice. Internet subscribers, users and online readers are advised not to act upon this information without seeking the service of a professional. Arrow Benefits Group specifically disclaims any liability for any direct, indirect, incidental, consequential or special damages arising out of or in any way connected with access to or use of the website (even if Arrow Benefits Group has been advised of the possibility of such damages), including liability associated with any viruses which may infect a user’s computer equipment.
2. COPYRIGHT & TRADEMARKS
The trademarks, logos and service marks displayed on this website are the property of Arrow Benefits Group. Users are prohibited from using any of these without the written permission of Arrow Benefits Group. All content on the website is protected by copyright. Users are prohibited from modifying, copying, distributing, transmitting, displaying, publishing, selling, licensing, creating derivative works or using any content on the website for commercial or public purposes.
3. NO WARRANTIES
Information provided on this web site is provided “as is” without warranty of any kind, either express or implied, including without limitation warranties of merchantability, fitness for a particular purpose, or non-infringement. Arrow Benefits Group periodically adds, changes, improves, or updates the information and documents on this web site without notice. Arrow Benefits Group assumes no liability or responsibility for any errors or omissions in the content of this web site. Your use of this web site is at your own risk. Under no circumstances and under no legal theory shall Arrow Benefits Group, its suppliers, or any other party involved in creating, producing, or delivering this website’s contents be liable to you or any other person for any indirect, special, incidental, or consequential damages of any character arising from your access to, or use of, this web site.
4. CONFIDENTIALITY OF USER COMMUNICATIONS
Except as required by law, Arrow Benefits Group will maintain the confidentiality of all user communications which contain personal user information and which are transmitted directly to Arrow Benefits Group.
5. LINKED INTERNET WEBSITES
Arrow Benefits Group does not verify, confirm, guarantee, or warrant the accuracy of any information contained on the websites that may be linked to from these pages. They are provided as links merely for the convenience of our site visitors, and are for informational purposes only. By “hyperlinking” to other websites, Arrow Benefits Group makes no endorsement of the views or opinions stated therein. Further, hyperlinks to other websites are not intended to be referrals or endorsements of the linked entities.
6. TRANSMISSION OF PERSONAL DATA
User acknowledges and agrees that by providing Arrow Benefits Group with any personal or proprietary user information through the website, user consents to the transmission of such personal or proprietary user information as necessary for processing in accordance with Arrow Benefits Group’s standard business practices.
7. LAWS AND REGULATIONS
User access to and use of the Site is subject to all applicable federal, state and local laws and regulations.
8. ACCESS TO PASSWORD PROTECTED/SECURE AREAS
Access to and use of password protected and/or secure areas of the Website are restricted to authorized users only. Unauthorized individuals attempting to access these areas of the Website may be subject to prosecution.